Uti Floater Fund Datagrid
Category Floater Fund
BMSMONEY Rank 12
Rating
Growth Option 27-01-2026
NAV ₹1541.78(R) +0.05% ₹1617.3(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.66% 6.85% 5.59% 6.16% -%
Direct 7.12% 7.34% 6.13% 6.85% -%
Benchmark
SIP (XIRR) Regular 5.56% 6.64% 6.27% 5.62% -%
Direct 6.04% 7.11% 6.76% 6.18% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.97 1.21 0.69 3.62% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.6% 0.0% 0.0% 0.38 0.42%
Fund AUM As on: 30/12/2025 1075 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Hdfc Floating Rate Debt Fund 2
Icici Prudential Floating Interest Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
UTI Floater Fund - Regular Plan - Quarterly IDCW 1258.77
0.5700
0.0500%
UTI Floater Fund - Regular Plan - Half-Yearly IDCW 1361.62
0.6200
0.0500%
UTI Floater Fund - Direct Plan - Quarterly IDCW 1387.14
0.6900
0.0500%
UTI Floater Fund - Regular Plan - Flexi IDCW 1409.46
0.6400
0.0500%
UTI Floater Fund - Regular Plan - Annual IDCW 1464.21
0.6600
0.0500%
UTI Floater Fund - Direct Plan - Half-Yearly IDCW 1474.17
0.7400
0.0500%
UTI Floater Fund - Direct Plan - Annual IDCW 1480.5
0.7400
0.0500%
UTI Floater Fund - Direct Plan - Flexi IDCW 1523.62
0.7600
0.0500%
UTI - Floater Fund - Regular Plan - Growth Option 1541.78
0.7000
0.0500%
UTI - Floater Fund - Direct Plan - Growth Option 1617.3
0.8100
0.0500%

Review Date: 27-01-2026

Beginning of Analysis

Uti Floater Fund is the 12th ranked fund in the Floater Fund category. The category has total 12 funds. The 1 star rating shows a very poor past performance of the Uti Floater Fund in Floater Fund. The fund has a Jensen Alpha of 3.62% which is higher than the category average of 3.16%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.97 which is lower than the category average of 2.36.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Uti Floater Fund Return Analysis

  • The fund has given a return of 0.19%, 1.12 and 2.51 in last one, three and six months respectively. In the same period the category average return was 0.11%, 1.08% and 2.45% respectively.
  • Uti Floater Fund has given a return of 7.12% in last one year. In the same period the Floater Fund category average return was 7.53%.
  • The fund has given a return of 7.34% in last three years and ranked 12.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.01%.
  • The fund has given a return of 6.13% in last five years and ranked 8th out of eight funds in the category. In the same period the Floater Fund category average return was 6.61%.
  • The fund has given a SIP return of 6.04% in last one year whereas category average SIP return is 6.13%. The fund one year return rank in the category is 7th in 12 funds
  • The fund has SIP return of 7.11% in last three years and ranks 12th in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (8.27%) in the category in last three years.
  • The fund has SIP return of 6.76% in last five years whereas category average SIP return is 7.35%.

Uti Floater Fund Risk Analysis

  • The fund has a standard deviation of 0.6 and semi deviation of 0.42. The category average standard deviation is 0.91 and semi deviation is 0.61.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.38 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.15
    0.08
    		-0.10 | 0.28 3 | 12 Very Good
    3M Return % 1.00
    0.98
    		0.64 | 1.34 8 | 12 Average
    6M Return % 2.27
    2.25
    		1.70 | 2.75 5 | 12 Good
    1Y Return % 6.66
    7.11
    		6.54 | 7.80 11 | 12 Poor
    3Y Return % 6.85
    7.59
    		6.85 | 8.00 12 | 12 Poor
    5Y Return % 5.59
    6.18
    		5.59 | 6.47 8 | 8 Poor
    7Y Return % 6.16
    6.74
    		6.16 | 7.16 6 | 6 Average
    1Y SIP Return % 5.56
    5.71
    		4.76 | 6.42 8 | 12 Average
    3Y SIP Return % 6.64
    7.31
    		6.64 | 7.68 12 | 12 Poor
    5Y SIP Return % 6.27
    6.93
    		6.27 | 7.17 8 | 8 Poor
    7Y SIP Return % 5.62
    6.28
    		5.62 | 6.58 6 | 6 Average
    Standard Deviation 0.60
    0.91
    		0.49 | 2.23 2 | 12 Very Good
    Semi Deviation 0.42
    0.61
    		0.32 | 1.50 3 | 12 Very Good
    Max Drawdown % 0.00
    -0.14
    		-0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00
    -0.10
    		-0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 1.97
    2.36
    		0.98 | 3.86 9 | 12 Average
    Sterling Ratio 0.69
    0.76
    		0.69 | 0.79 12 | 12 Poor
    Sortino Ratio 1.21
    2.03
    		0.53 | 4.48 8 | 12 Average
    Jensen Alpha % 3.62
    3.16
    		-1.28 | 4.72 6 | 12 Good
    Treynor Ratio 0.03
    0.04
    		0.02 | 0.06 8 | 12 Average
    Modigliani Square Measure % 10.77
    9.29
    		3.71 | 14.67 4 | 12 Good
    Alpha % -0.99
    -0.38
    		-0.99 | -0.01 12 | 12 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.19 0.11 -0.08 | 0.29 2 | 12 Very Good
    3M Return % 1.12 1.08 0.72 | 1.50 7 | 12 Average
    6M Return % 2.51 2.45 1.86 | 3.08 5 | 12 Good
    1Y Return % 7.12 7.53 6.86 | 8.35 9 | 12 Average
    3Y Return % 7.34 8.01 7.34 | 8.49 12 | 12 Poor
    5Y Return % 6.13 6.61 6.13 | 6.98 8 | 8 Poor
    7Y Return % 6.85 7.24 6.85 | 7.70 6 | 6 Average
    1Y SIP Return % 6.04 6.13 5.09 | 7.05 7 | 12 Average
    3Y SIP Return % 7.11 7.73 7.11 | 8.27 12 | 12 Poor
    5Y SIP Return % 6.76 7.35 6.76 | 7.79 8 | 8 Poor
    7Y SIP Return % 6.18 6.75 6.18 | 7.19 6 | 6 Average
    Standard Deviation 0.60 0.91 0.49 | 2.23 2 | 12 Very Good
    Semi Deviation 0.42 0.61 0.32 | 1.50 3 | 12 Very Good
    Max Drawdown % 0.00 -0.14 -0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00 -0.10 -0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 1.97 2.36 0.98 | 3.86 9 | 12 Average
    Sterling Ratio 0.69 0.76 0.69 | 0.79 12 | 12 Poor
    Sortino Ratio 1.21 2.03 0.53 | 4.48 8 | 12 Average
    Jensen Alpha % 3.62 3.16 -1.28 | 4.72 6 | 12 Good
    Treynor Ratio 0.03 0.04 0.02 | 0.06 8 | 12 Average
    Modigliani Square Measure % 10.77 9.29 3.71 | 14.67 4 | 12 Good
    Alpha % -0.99 -0.38 -0.99 | -0.01 12 | 12 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Floater Fund NAV Regular Growth Uti Floater Fund NAV Direct Growth
    27-01-2026 1541.7759 1617.2963
    23-01-2026 1541.0795 1616.486
    22-01-2026 1540.8385 1616.2134
    21-01-2026 1539.455 1614.7414
    20-01-2026 1539.3065 1614.5648
    19-01-2026 1539.8 1615.0617
    16-01-2026 1539.5144 1614.6997
    14-01-2026 1539.8182 1614.9767
    13-01-2026 1540.2737 1615.4337
    12-01-2026 1540.8725 1616.0409
    09-01-2026 1540.1571 1615.2282
    08-01-2026 1540.0719 1615.1181
    07-01-2026 1540.0509 1615.0752
    06-01-2026 1540.6765 1615.7105
    05-01-2026 1540.7331 1615.7491
    02-01-2026 1540.6297 1615.5782
    01-01-2026 1540.47 1615.3899
    31-12-2025 1539.9123 1614.7843
    30-12-2025 1539.244 1614.0627
    29-12-2025 1539.4601 1614.2685

    Fund Launch Date: 12/Oct/2018
    Fund Category: Floater Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: UTI Floater Fund is an open ended debt scheme predominantly investing in floating rate instruments
    Fund Benchmark: CRISIL Ultra Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.