Uti Floater Fund Datagrid
Category Floater Fund
BMSMONEY Rank 12
Rating
Growth Option 04-12-2025
NAV ₹1536.1(R) +0.02% ₹1610.22(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.18% 7.01% 5.54% 6.23% -%
Direct 7.62% 7.5% 6.11% 6.93% -%
Benchmark
SIP (XIRR) Regular 6.73% 7.04% 5.7% 5.81% -%
Direct 7.2% 7.51% 6.2% 6.38% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.09 1.27 0.7 3.8% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.59% 0.0% 0.0% 0.36 0.4%
Fund AUM As on: 30/06/2025 1177 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Nippon India Floating Rate Fund 2
Hdfc Floating Rate Debt Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Floater Fund - Regular Plan - Quarterly IDCW 1261.62
0.3100
0.0200%
UTI Floater Fund - Regular Plan - Half-Yearly IDCW 1356.61
0.3400
0.0200%
UTI Floater Fund - Direct Plan - Quarterly IDCW 1388.55
0.3800
0.0300%
UTI Floater Fund - Regular Plan - Flexi IDCW 1404.26
0.3500
0.0200%
UTI Floater Fund - Regular Plan - Annual IDCW 1458.82
0.3600
0.0200%
UTI Floater Fund - Direct Plan - Half-Yearly IDCW 1467.72
0.4000
0.0300%
UTI Floater Fund - Direct Plan - Annual IDCW 1474.03
0.4000
0.0300%
UTI Floater Fund - Direct Plan - Flexi IDCW 1516.95
0.4200
0.0300%
UTI - Floater Fund - Regular Plan - Growth Option 1536.1
0.3800
0.0200%
UTI - Floater Fund - Direct Plan - Growth Option 1610.22
0.4400
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Floater Fund category, Uti Floater Fund is the 12th ranked fund. The category has total 12 funds. The 1 star rating shows a very poor past performance of the Uti Floater Fund in Floater Fund. The fund has a Jensen Alpha of 3.8% which is higher than the category average of 3.28%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.09 which is lower than the category average of 2.53.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Uti Floater Fund Return Analysis

  • The fund has given a return of 0.52%, 1.88 and 2.89 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.86% and 2.94% respectively.
  • Uti Floater Fund has given a return of 7.62% in last one year. In the same period the Floater Fund category average return was 8.12%.
  • The fund has given a return of 7.5% in last three years and ranked 12.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.16%.
  • The fund has given a return of 6.11% in last five years and ranked 8th out of eight funds in the category. In the same period the Floater Fund category average return was 6.63%.
  • The fund has given a SIP return of 7.2% in last one year whereas category average SIP return is 7.58%. The fund one year return rank in the category is 10th in 12 funds
  • The fund has SIP return of 7.51% in last three years and ranks 12th in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (8.67%) in the category in last three years.
  • The fund has SIP return of 6.2% in last five years whereas category average SIP return is 6.82%.

Uti Floater Fund Risk Analysis

  • The fund has a standard deviation of 0.59 and semi deviation of 0.4. The category average standard deviation is 0.88 and semi deviation is 0.59.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.38 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48
    0.48
    		0.26 | 0.76 6 | 12 Good
    3M Return % 1.76
    1.75
    		1.22 | 2.01 8 | 12 Average
    6M Return % 2.65
    2.73
    		1.28 | 3.49 7 | 12 Average
    1Y Return % 7.18
    7.70
    		7.00 | 8.28 10 | 12 Poor
    3Y Return % 7.01
    7.73
    		7.01 | 8.24 12 | 12 Poor
    5Y Return % 5.54
    6.20
    		5.54 | 6.53 8 | 8 Poor
    7Y Return % 6.23
    6.88
    		6.23 | 7.38 6 | 6 Average
    1Y SIP Return % 6.73
    7.16
    		5.95 | 7.90 10 | 12 Poor
    3Y SIP Return % 7.04
    7.83
    		7.04 | 8.20 12 | 12 Poor
    5Y SIP Return % 5.70
    6.40
    		5.70 | 6.67 8 | 8 Poor
    7Y SIP Return % 5.81
    6.51
    		5.81 | 6.84 6 | 6 Average
    Standard Deviation 0.59
    0.88
    		0.45 | 2.24 2 | 12 Very Good
    Semi Deviation 0.40
    0.59
    		0.27 | 1.53 3 | 12 Very Good
    Max Drawdown % 0.00
    -0.14
    		-0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00
    -0.10
    		-0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 2.09
    2.53
    		1.03 | 4.24 9 | 12 Average
    Sterling Ratio 0.70
    0.77
    		0.70 | 0.83 12 | 12 Poor
    Sortino Ratio 1.27
    2.41
    		0.55 | 6.19 9 | 12 Average
    Jensen Alpha % 3.80
    3.28
    		-1.79 | 4.95 6 | 12 Good
    Treynor Ratio 0.03
    0.04
    		0.02 | 0.06 9 | 12 Average
    Modigliani Square Measure % 11.01
    9.54
    		3.71 | 15.70 4 | 12 Good
    Alpha % -1.09
    -0.47
    		-1.09 | -0.02 12 | 12 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 0.52 0.28 | 0.82 6 | 12 Good
    3M Return % 1.88 1.86 1.26 | 2.14 7 | 12 Average
    6M Return % 2.89 2.94 1.44 | 3.82 7 | 12 Average
    1Y Return % 7.62 8.12 7.27 | 8.71 10 | 12 Poor
    3Y Return % 7.50 8.16 7.50 | 8.59 12 | 12 Poor
    5Y Return % 6.11 6.63 6.11 | 7.09 8 | 8 Poor
    7Y Return % 6.93 7.38 6.93 | 7.85 6 | 6 Average
    1Y SIP Return % 7.20 7.58 6.28 | 8.57 10 | 12 Poor
    3Y SIP Return % 7.51 8.25 7.51 | 8.67 12 | 12 Poor
    5Y SIP Return % 6.20 6.82 6.20 | 7.25 8 | 8 Poor
    7Y SIP Return % 6.38 6.98 6.38 | 7.45 6 | 6 Average
    Standard Deviation 0.59 0.88 0.45 | 2.24 2 | 12 Very Good
    Semi Deviation 0.40 0.59 0.27 | 1.53 3 | 12 Very Good
    Max Drawdown % 0.00 -0.14 -0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00 -0.10 -0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 2.09 2.53 1.03 | 4.24 9 | 12 Average
    Sterling Ratio 0.70 0.77 0.70 | 0.83 12 | 12 Poor
    Sortino Ratio 1.27 2.41 0.55 | 6.19 9 | 12 Average
    Jensen Alpha % 3.80 3.28 -1.79 | 4.95 6 | 12 Good
    Treynor Ratio 0.03 0.04 0.02 | 0.06 9 | 12 Average
    Modigliani Square Measure % 11.01 9.54 3.71 | 15.70 4 | 12 Good
    Alpha % -1.09 -0.47 -1.09 | -0.02 12 | 12 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Floater Fund NAV Regular Growth Uti Floater Fund NAV Direct Growth
    04-12-2025 1536.0965 1610.223
    03-12-2025 1535.8994 1609.9958
    02-12-2025 1535.7147 1609.7814
    01-12-2025 1535.1947 1609.2155
    28-11-2025 1534.5166 1608.4426
    27-11-2025 1534.3811 1608.2799
    26-11-2025 1534.2685 1608.1408
    25-11-2025 1533.8138 1607.643
    24-11-2025 1533.3296 1607.1144
    21-11-2025 1532.7117 1606.4033
    20-11-2025 1532.7555 1606.4281
    19-11-2025 1532.4766 1606.1147
    18-11-2025 1532.1177 1605.7175
    17-11-2025 1531.7665 1605.3283
    14-11-2025 1531.3115 1604.7881
    13-11-2025 1531.2407 1604.6928
    12-11-2025 1531.2123 1604.6419
    11-11-2025 1531.0565 1604.4575
    10-11-2025 1530.6659 1604.0272
    07-11-2025 1529.7704 1603.0254
    06-11-2025 1529.6399 1602.8676
    04-11-2025 1528.768 1601.9119

    Fund Launch Date: 12/Oct/2018
    Fund Category: Floater Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: UTI Floater Fund is an open ended debt scheme predominantly investing in floating rate instruments
    Fund Benchmark: CRISIL Ultra Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.